WHY US
Underwriting is a judgement call, we never outsource ours.
Banks optimize for consistency, which means they optimize away nuance. Block Servicing was built on the opposite premise: every borrower and every asset deserves a real look, delivered at the speed a competitive deal actually requires.
WHY BLOCK SERVICING
Built for investors who move on their own timeline — not the bank's.
01
Human Service
We read the file. Every deal is judged on the borrower's full story and the asset's real potential — not a rigid scorecard.
02
Balance Sheet Lending
We fund from our own capital, so terms are negotiated directly with the people making the decision — no committee, no delay.
03
Rapid Approvals
Streamlined underwriting gets you a term sheet in days. Speed doesn't mean we skip the diligence — it means we don't waste time.
03
Direct Accountability
One point of contact from term sheet to closing table. No hand-offs,
no re-explaining your deal to a new underwriter every week.
Built for investors who move on their own timeline — not the bank's.
Traditional Bank
Weeks of committee review
Rigid credit-score cutoffs
Loan sold or serviced elsewhere
Generic risk models
BLOCK SERVICING
Term Sheet in days
Judged on the deal, not just the score
Balance sheet held & serviced in-house
Real underwriter on every file
Commercial real estate hard money
lending for Philadelphia investors. Human judgment, engineered speed.
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PHILADELPHIA, PA